I have been in your corner my entire career.
I just didn’t always know that was the job.
I am Elizabeth Rose — licensed mortgage professional, Certified Divorce Lending Professional, retirement planning and annuities strategist, and the author of Sister, Own Your Finances. I have spent more than two decades helping women navigate the financial decisions that carry the most weight — the ones made in the middle of transition, uncertainty, and the quiet question of what comes next.
But before any of that, I was simply a woman trying to figure it out.
The Part They Don’t Put on a Resume
I have rebuilt my financial life more than once.
Once after divorce. Once after a business crisis that tested everything I thought I knew about money, resilience, and what it means to start over. I did not lose my home. But I carried weight that most people never saw from the outside — and I carried most of it alone.
For much of my life I have been a single mother. I know what it means to be the only financial decision-maker in a household. To carry the load — financially, emotionally, practically — without anyone to bounce ideas off of or talk things through with. To lie awake running numbers in your head because there is no one else in the room to run them with you.
I was good at it. I was trained for it. I worked in finance. I told myself I didn’t need guidance because I was supposed to already have the answers.
I was wrong.
The Turning Point That Changed Everything
After my divorce, I sat with the decisions I had made — and I realized something that has shaped every conversation I have had with a client since.
I had made every decision alone. Not because I had to. Because I believed I was supposed to. Because asking for help felt like admitting I didn’t have it together. Because I worked in finance and thought that meant I should already know.
What I know now — after more than two decades of living single, raising a family, rebuilding a business, and sitting across from hundreds of women in the middle of their own transitions — is this:
None of us should make the biggest decisions of our lives alone.
Not because we aren’t capable. We are. Not because we don’t have the intelligence or the strength. We have both. But because financial decisions made in emotional seasons, without someone to listen and think alongside us, are rarely our best decisions. Not mine. Not yours. Not anyone’s.
Divorce is emotional. Loss is emotional. Transition is emotional. And when we are emotional, we need someone in our corner who can hold the strategy while we find our footing.
That is why I do this work.
What I Believe
I believe your worth was settled long before your financial situation was.
I believe that women make better financial decisions when they feel understood first — when someone has taken the time to see where they are, honor how they got there, and hold the space before jumping to strategy.
I believe that identity has to come before numbers. That until a woman knows who she is in this season — not who she was before — the strategy won’t stick.
And I believe, because my faith is the foundation I build from, that none of us are meant to carry this alone. That there is purpose in the hard seasons. That rebuilding is not failure — it is the beginning of something more intentional than what came before.
I am not a Christian financial coach. But I am a woman whose faith in Jesus shapes how I show up — with honesty, without judgment, and with a deep belief that every woman who walks through a hard season is capable of building something extraordinary on the other side of it.
The Professional Side
I am a licensed mortgage professional in the state of Texas with more than 29 years in the industry. I hold the Certified Divorce Lending Professional (CDLP) designation — a specialty credential held by less than one percent of licensed mortgage professionals in the country.
That credential exists because divorce is not a standard mortgage transaction. The financial decisions made during a divorce settlement — what to do with the marital home, how to structure an equity buyout, how to qualify for a mortgage on support income — have consequences that follow women for decades. I bring mortgage intelligence into the divorce process before the decree is signed, working alongside attorneys and mediators to make sure those decisions are made with full information.
I am also a retirement planning and annuities strategist, licensed across multiple states, helping women over 50 build guaranteed income streams and financial structures that support them for the rest of their lives.
And I am the author of Sister, Own Your Finances — a financial empowerment framework written for women who find themselves suddenly single, starting over, or simply ready to stop reacting and start building. It is the book I wish someone had handed me when I needed it most.
The Woman I Am Outside the Work
I am a grandmother. I am a mother who has walked alongside her children through the seasons of life that matter most.
I have sat at kitchen tables and closing tables and mediation tables. I have had conversations that went far longer than they were scheduled for because the woman across from me needed someone to stay in the room.
I love my faith, my family, and the work that lets me combine both.
I hate doing things alone — and I don’t think anyone should have to.
Who I Serve
I work with women who appear strong on the outside and are quietly asking “what now?” on the inside.
Women navigating divorce who need someone in their financial corner before the settlement is final.
Women over 50 who are buying their next home — after a divorce, after an empty nest, after a season that rearranged everything — and who want to make that decision intentionally.
Women who are ready to stop leaving their retirement to chance and start building income they cannot outlive.
And women who simply need someone to sit across from them and say: you don’t have to figure this out alone. I am here. Let’s think through this together.
The Invitation
If you found this page, something brought you here.
Maybe you’re in the middle of a divorce and the house is on the table. Maybe you’re thinking about your next home and the decision feels heavier than it did the first time. Maybe retirement is closer than it used to be and you’re not sure your plan is actually a plan.
Whatever brought you here — you are not behind. You are not too late. And you do not have to figure this out by yourself.
When you’re ready, I would be honored to be in your corner.
No pressure. No rush. Just clarity
Credentials at a Glance
— Licensed Mortgage Professional | Texas | NMLS# 252686
— Certified Divorce Lending Professional (CDLP)
— Retirement Planning & Annuities Strategist | Multi-State | NPN# 19058858
— Author, Sister, Own Your Finances
— Business Coach & Digital Marketing Educator